{"id":137,"date":"2026-01-16T07:57:03","date_gmt":"2026-01-16T07:57:03","guid":{"rendered":"https:\/\/welfarelab.co.kr\/?p=137"},"modified":"2026-01-19T04:34:42","modified_gmt":"2026-01-19T04:34:42","slug":"2025-2026-%eb%b6%80%eb%8f%99%ec%82%b0-%eb%8c%80%ec%b6%9c-%ec%b5%9c%ec%8b%a0-%ea%b7%9c%ec%a0%9c-%eb%b0%8f-%ec%a0%95%ec%b1%85-%ed%8c%a9%ed%8a%b8-%ec%b2%b4%ed%81%ac","status":"publish","type":"post","link":"https:\/\/welfarelab.co.kr\/?p=137","title":{"rendered":"[2025-2026 \ubd80\ub3d9\uc0b0\/\ub300\ucd9c] \ucd5c\uc2e0 \uaddc\uc81c \ubc0f \uc815\ucc45 \ud329\ud2b8 \uccb4\ud06c"},"content":{"rendered":"\n<p>\ucd5c\uadfc \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc740 &#8216;2\ub2e8\uacc4 \uc2a4\ud2b8\ub808\uc2a4 DSR \uc2dc\ud589&#8217;\uc73c\ub85c \uc778\ud55c \ub300\ucd9c \ud55c\ub3c4 \ucd95\uc18c\uc640 &#8216;8.8 \ubd80\ub3d9\uc0b0 \ub300\ucc45&#8217;\uc744 \ud1b5\ud55c \uacf5\uae09 \ud655\ub300\uac00 \uacf5\uc874\ud558\ub294 \ubcf5\ud569\uc801\uc778 \uc0c1\ud669\uc785\ub2c8\ub2e4. \ud2b9\ud788 \uc218\ub3c4\uad8c \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc5d0 \uc801\uc6a9\ub418\ub294 \uc2a4\ud2b8\ub808\uc2a4 \uae08\ub9ac\uac00 1.2%p\ub85c \uc0c1\ud5a5\ub418\uba74\uc11c \ucc28\uc8fc\uc758 \uc790\uae08 \uc870\ub2ec \ub2a5\ub825\uc774 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \uc911\uc694\ud574\uc84c\uc2b5\ub2c8\ub2e4. \ubcf8 \uae00\uc5d0\uc11c\ub294 \uc2a4\ud2b8\ub808\uc2a4 DSR\uc758 \uad6c\uccb4\uc801\uc778 \uc218\uce58, \uc2e0\uc0dd\uc544 \ud2b9\ub840\ub300\ucd9c \ub4f1 \uc815\ucc45 \ubaa8\uae30\uc9c0\uc758 \ubcc0\uacbd\ub41c \uc694\uac74, \uadf8\ub9ac\uace0 \uc138\uc81c \ubcc0\ud654\uae4c\uc9c0 \uc815\ub7c9\uc801\uc778 \ud329\ud2b8\ub97c \uc911\uc2ec\uc73c\ub85c \uc815\ub9ac\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. \ub300\ucd9c \uaddc\uc81c \ud575\uc2ec: 2\ub2e8\uacc4 \uc2a4\ud2b8\ub808\uc2a4 DSR \uc2dc\ud589 (\ud55c\ub3c4 \ucd95\uc18c)<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"558\" src=\"https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-\ud06c\uac8c-1024x558.jpeg\" alt=\"\" class=\"wp-image-142\" srcset=\"https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-\ud06c\uac8c-1024x558.jpeg 1024w, https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-\ud06c\uac8c-300x164.jpeg 300w, https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-\ud06c\uac8c-768x419.jpeg 768w, https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-\ud06c\uac8c.jpeg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>2024\ub144 9\uc6d4 1\uc77c\ubd80\ud130 \uc2dc\ud589\ub41c <strong>2\ub2e8\uacc4 \uc2a4\ud2b8\ub808\uc2a4 DSR(\ucd1d\ubd80\ucc44\uc6d0\ub9ac\uae08\uc0c1\ud658\ube44\uc728)<\/strong> \uaddc\uc81c\ub294 \ud604\uc7ac \ubd80\ub3d9\uc0b0 \ub300\ucd9c \uc2dc\uc7a5\uc758 \uac00\uc7a5 \ud070 \ubcc0\uc218\uc785\ub2c8\ub2e4. \ubbf8\ub798\uc758 \uae08\ub9ac \ubcc0\ub3d9 \uc704\ud5d8\uc744 \ubc18\uc601\ud55c &#8216;\uc2a4\ud2b8\ub808\uc2a4 \uae08\ub9ac&#8217;\uac00 \uac00\uc0b0\ub418\uc5b4 \ub300\ucd9c \ud55c\ub3c4\uac00 \uc904\uc5b4\ub4e4\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc218\ub3c4\uad8c \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c:<\/strong> \uc2a4\ud2b8\ub808\uc2a4 \uae08\ub9ac <strong>1.2%p<\/strong> \uc0c1\ud5a5 \uc801\uc6a9.\n<ul class=\"wp-block-list\">\n<li>\uc11c\uc6b8\u00b7\uacbd\uae30\u00b7\uc778\ucc9c \uc9c0\uc5ed\uc758 \uc8fc\ud0dd\uc744 \ub2f4\ubcf4\ub85c \ub300\ucd9c\ubc1b\uc744 \ub54c \uac00\uc7a5 \uac15\ub825\ud55c \uaddc\uc81c\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li><em>\uc601\ud5a5:<\/em> \uc5f0\uc18c\ub4dd 6,000\ub9cc \uc6d0 \ucc28\uc8fc\uac00 \uc218\ub3c4\uad8c \uc8fc\ud0dd \uad6c\uc785 \uc2dc, \ub300\ucd9c \ud55c\ub3c4\uac00 \uae30\uc874 \ub300\ube44 \uc57d 5,500\ub9cc \uc6d0\uac00\ub7c9 \uac10\uc18c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4 (30\ub144 \ub9cc\uae30, \ubcc0\ub3d9\uae08\ub9ac \uac00\uc815 \uc2dc).<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\ube44\uc218\ub3c4\uad8c \ubc0f \uc2e0\uc6a9\ub300\ucd9c:<\/strong> \uc2a4\ud2b8\ub808\uc2a4 \uae08\ub9ac <strong>0.75%p<\/strong> \uc801\uc6a9.\n<ul class=\"wp-block-list\">\n<li>\uc740\ud589\uad8c \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c, \uc2e0\uc6a9\ub300\ucd9c, 2\uae08\uc735\uad8c \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc5d0 \uc77c\uad04 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">2. \uc815\ucc45 \ubaa8\uae30\uc9c0 \uc694\uac74 \ubcc0\ud654 (\uc2e0\uc0dd\uc544 \ud2b9\ub840\u00b7\ub514\ub524\ub3cc)<\/h2>\n\n\n\n<p>\uc815\ubd80\ub294 \uac00\uacc4\ubd80\ucc44 \uad00\ub9ac\ub97c \uc704\ud574 \uc815\ucc45 \ub300\ucd9c\uc758 \ubb38\ud131\uc744 \uc77c\ubd80 \uc870\uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2025\ub144 \uc911\ubc18 \uc774\ud6c4 \uc815\ucc45 \ub300\ucd9c\uc758 \uc18c\ub4dd \uc694\uac74 \ubc0f \ud55c\ub3c4\uc5d0 \ubcc0\ud654\uac00 \uc788\uc5c8\uc73c\ubbc0\ub85c \ucd5c\uc2e0 \uae30\uc900\uc744 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc2e0\uc0dd\uc544 \ud2b9\ub840\ub300\ucd9c \uc18c\ub4dd \uc694\uac74:<\/strong>\n<ul class=\"wp-block-list\">\n<li>\ub2f9\ucd08 \ubd80\ubd80 \ud569\uc0b0 \uc5f0 \uc18c\ub4dd \uc694\uac74\uc744 \ub300\ud3ed \uc644\ud654(2.5\uc5b5 \uc6d0 \ub4f1)\ud558\ub824\ub294 \ub17c\uc758\uac00 \uc788\uc5c8\uc73c\ub098, \uac00\uacc4\ub300\ucd9c \uad00\ub9ac \uae30\uc870\uc5d0 \ub530\ub77c \ud574\ub2f9 \uacc4\ud68d\uc774 \ucca0\ud68c\ub418\uac70\ub098 \ubcf4\ub958\ub418\ub294 \ub4f1 \ubcc0\ub3d9\uc774 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>2024\ub144 11\uc6d4 \uae30\uc900\uc73c\ub85c\ub294 \ub9de\ubc8c\uc774 \ubd80\ubd80\uc5d0 \ud55c\ud574 \uc5f0 \uc18c\ub4dd <strong>2.0\uc5b5 \uc6d0<\/strong>\uae4c\uc9c0 \uc9c0\uc6d0\ud558\ub294 \ubc29\uc548\uc774 \ubc1c\ud45c\ub41c \ubc14 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"558\" src=\"https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-2-\ud06c\uac8c-1024x558.jpeg\" alt=\"\" class=\"wp-image-144\" srcset=\"https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-2-\ud06c\uac8c-1024x558.jpeg 1024w, https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-2-\ud06c\uac8c-300x164.jpeg 300w, https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-2-\ud06c\uac8c-768x419.jpeg 768w, https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-2-\ud06c\uac8c.jpeg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ub300\ucd9c \ud55c\ub3c4 \ucd95\uc18c (\ub514\ub524\ub3cc\u00b7\ubc84\ud300\ubaa9):<\/strong>\n<ul class=\"wp-block-list\">\n<li>\uac00\uacc4\ubd80\ucc44 \uc5b5\uc81c\ub97c \uc704\ud574 \uc2e0\uc0dd\uc544 \ud2b9\ub840 \ub514\ub524\ub3cc \ub300\ucd9c \ud55c\ub3c4\uac00 \uae30\uc874 5\uc5b5 \uc6d0\uc5d0\uc11c <strong>4\uc5b5 \uc6d0<\/strong>\uc73c\ub85c \ucd95\uc18c\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ubc84\ud300\ubaa9 \uc804\uc138\uc790\uae08 \ub300\ucd9c \ud55c\ub3c4 \uc5ed\uc2dc 3\uc5b5 \uc6d0\uc5d0\uc11c <strong>2.4\uc5b5 \uc6d0<\/strong>\uc73c\ub85c \ud558\ud5a5 \uc870\uc815\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><em>\uc8fc\uc758:<\/em> \uc815\ucc45 \ub300\ucd9c\uc758 \ud55c\ub3c4\uc640 \uc694\uac74\uc740 \uc608\uc0b0 \uc0c1\ud669\uacfc \uac00\uacc4\ubd80\ucc44 \ucd94\uc774\uc5d0 \ub530\ub77c \uc218\uc2dc\ub85c \ubcc0\uacbd\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c, \uc2e0\uccad \uc2dc\uc810\uc758 \uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08 \uacf5\uace0\ub97c \ubc18\ub4dc\uc2dc \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"558\" src=\"https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-1-\ud06c\uac8c-1024x558.jpeg\" alt=\"\" class=\"wp-image-143\" srcset=\"https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-1-\ud06c\uac8c-1024x558.jpeg 1024w, https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-1-\ud06c\uac8c-300x164.jpeg 300w, https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-1-\ud06c\uac8c-768x419.jpeg 768w, https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-1-\ud06c\uac8c.jpeg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">3. \uacf5\uae09 \ubc0f \uc138\uc81c \uc815\ucc45: 8.8 \ub300\ucc45\uacfc 2025\ub144 \uc138\ubc95<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"558\" src=\"https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-3-\ud06c\uac8c-1024x558.jpeg\" alt=\"\" class=\"wp-image-145\" srcset=\"https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-3-\ud06c\uac8c-1024x558.jpeg 1024w, https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-3-\ud06c\uac8c-300x164.jpeg 300w, https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-3-\ud06c\uac8c-768x419.jpeg 768w, https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-3-\ud06c\uac8c.jpeg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\uacf5\uae09 \ubd80\uc871 \uc6b0\ub824\ub97c \ud574\uc18c\ud558\uae30 \uc704\ud574 \uc815\ubd80\ub294 \ub300\uaddc\ubaa8 \uacf5\uae09 \uacc4\ud68d\uacfc \ube44\uc544\ud30c\ud2b8 \uc2dc\uc7a5 \ud65c\uc131\ud654 \ub300\ucc45\uc744 \ucd94\uc9c4 \uc911\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>8.8 \ubd80\ub3d9\uc0b0 \uacf5\uae09 \ub300\ucc45:<\/strong>\n<ul class=\"wp-block-list\">\n<li>\ud5a5\ud6c4 6\ub144\uac04 \uc11c\uc6b8 \ubc0f \uc218\ub3c4\uad8c\uc5d0 \ucd1d <strong>42\ub9cc 7\ucc9c \ud638<\/strong>\uc758 \uc6b0\ub7c9 \uc8fc\ud0dd\uc744 \uacf5\uae09\ud558\ub294 \uacc4\ud68d\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc11c\uc6b8 \uadf8\ub9b0\ubca8\ud2b8(\uac1c\ubc1c\uc81c\ud55c\uad6c\uc5ed)\ub97c \uc77c\ubd80 \ud574\uc81c\ud558\uc5ec \uc2e0\uaddc \ud0dd\uc9c0 8\ub9cc \ud638\ub97c \ubc1c\uad74\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ube44\uc544\ud30c\ud2b8(\ube4c\ub77c, \uc624\ud53c\uc2a4\ud154 \ub4f1) \uc2dc\uc7a5 \uc815\uc0c1\ud654\ub97c \uc704\ud574 \uacf5\uacf5\uc774 \uc2e0\ucd95 \ub9e4\uc785 \uc784\ub300\uc8fc\ud0dd\uc744 <strong>11\ub9cc \ud638+\u03b1<\/strong> \uaddc\ubaa8\ub85c \ubb34\uc81c\ud55c \ub9e4\uc785\ud558\uc5ec \uacf5\uae09\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\uc138\uc81c \ud61c\ud0dd (\ube44\uc544\ud30c\ud2b8 \uc911\uc2ec):<\/strong>\n<ul class=\"wp-block-list\">\n<li>\uc804\uc6a9 85\u33a1 \uc774\ud558, \uacf5\uc2dc\uac00 5\uc5b5 \uc6d0(\uc9c0\ubc29 3\uc5b5 \uc6d0) \uc774\ud558\uc758 \uc18c\ud615 \uc2e0\ucd95 \ube44\uc544\ud30c\ud2b8\ub97c \uad6c\uc785\ud560 \uacbd\uc6b0, \ucde8\ub4dd\uc138 \uc0b0\uc815 \uc2dc \uc8fc\ud0dd \uc218\uc5d0\uc11c \uc81c\uc678\ud558\ub294 \ud61c\ud0dd\uc774 2025\ub144 \ub9d0\uae4c\uc9c0 \uc801\uc6a9\ub418\uc5c8\uc2b5\ub2c8\ub2e4 (\uc5f0\uc7a5 \uc5ec\ubd80 \ud655\uc778 \ud544\uc694).<\/li>\n\n\n\n<li>2025\ub144 \uc138\ubc95 \uac1c\uc815\uc548 \ub17c\uc758\uc5d0\uc11c \ub2e4\uc8fc\ud0dd\uc790 \uc591\ub3c4\uc138 \uc911\uacfc \uc644\ud654 \ubc0f 1\uc8fc\ud0dd\uc790 \ucde8\ub4dd\uc138 \uac10\uba74 \ud655\ub300 \ub4f1\uc774 \ud3ec\ud568\ub41c \ubc14 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\ucd5c\uc2e0 \ubd80\ub3d9\uc0b0 \uaddc\uc81c \ubc0f \uc815\ucc45 \ube44\uad50\ud45c (2025-2026 \uae30\uc900)<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\uad6c\ubd84<\/strong><\/td><td><strong>\uc8fc\uc694 \ub0b4\uc6a9 (\ubcc0\uacbd \uc804 \u2192 \ubcc0\uacbd \ud6c4)<\/strong><\/td><td><strong>\ube44\uace0<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>\uc2a4\ud2b8\ub808\uc2a4 DSR<\/strong><\/td><td>1\ub2e8\uacc4 (0.38%) \u2192 <strong>2\ub2e8\uacc4 (\uc218\ub3c4\uad8c 1.2%, \ube44\uc218\ub3c4\uad8c 0.75%)<\/strong><\/td><td>\ub300\ucd9c \ud55c\ub3c4 \ub300\ud3ed \ucd95\uc18c<\/td><\/tr><tr><td><strong>\uc2e0\uc0dd\uc544 \ud2b9\ub840\ub300\ucd9c<\/strong><\/td><td>\ud55c\ub3c4 5\uc5b5 \uc6d0 \u2192 <strong>\ud55c\ub3c4 4\uc5b5 \uc6d0 (\ucd95\uc18c)<\/strong><\/td><td>\uc18c\ub4dd \uc694\uac74 \uc644\ud654\uc548 \ucca0\ud68c \uc774\uc288<\/td><\/tr><tr><td><strong>\uc8fc\ud0dd \uacf5\uae09<\/strong><\/td><td>&#8211; \u2192 <strong>\uc218\ub3c4\uad8c 42.7\ub9cc \ud638 \uacf5\uae09 (8.8 \ub300\ucc45)<\/strong><\/td><td>\uadf8\ub9b0\ubca8\ud2b8 \ud574\uc81c \ud3ec\ud568<\/td><\/tr><tr><td><strong>\ube44\uc544\ud30c\ud2b8 \uc138\uc81c<\/strong><\/td><td>\uc8fc\ud0dd \uc218 \ud3ec\ud568 \u2192 <strong>\uc8fc\ud0dd \uc218 \uc81c\uc678 (\uc870\uac74\ubd80)<\/strong><\/td><td>\uc18c\ud615 \uc2e0\ucd95 \ub9e4\uc785 \uc2dc \ud61c\ud0dd<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 (FAQ)<\/h2>\n\n\n\n<p><strong>Q1. \uc2a4\ud2b8\ub808\uc2a4 DSR 2\ub2e8\uacc4\uac00 \uc801\uc6a9\ub418\uba74 \uc81c \ub300\ucd9c \ud55c\ub3c4\ub294 \uc5bc\ub9c8\ub098 \uc904\uc5b4\ub4dc\ub098\uc694?<\/strong><\/p>\n\n\n\n<p>A1. \uc5f0 \uc18c\ub4dd\uacfc \ub300\ucd9c \uc870\uac74\uc5d0 \ub530\ub77c \ub2e4\ub974\uc9c0\ub9cc, \uc5f0 \uc18c\ub4dd 5,000\ub9cc \uc6d0\uc778 \ucc28\uc8fc\uac00 30\ub144 \ub9cc\uae30 \ubcc0\ub3d9\uae08\ub9ac\ub85c \uc218\ub3c4\uad8c \uc8fc\ud0dd\uc744 \uad6c\ub9e4\ud560 \uacbd\uc6b0, 1\ub2e8\uacc4 \uc801\uc6a9 \uc2dc\ubcf4\ub2e4 \uc57d <strong>3,000~4,000\ub9cc \uc6d0<\/strong> \uac00\ub7c9 \ud55c\ub3c4\uac00 \uc904\uc5b4\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ud655\ud55c \uae08\uc561\uc740 \uc740\ud589 \uc2dc\ubbac\ub808\uc774\uc158\uc744 \ud1b5\ud574 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q2. \uc2e0\uc0dd\uc544 \ud2b9\ub840\ub300\ucd9c \uc18c\ub4dd \uc694\uac74\uc774 2.5\uc5b5 \uc6d0\uc73c\ub85c \uc644\ud654\ub41c \uac83 \uc544\ub2cc\uac00\uc694?<\/h3>\n\n\n\n<p>A2. \ub2f9\ucd08 2025\ub144\ubd80\ud130 \ubd80\ubd80 \ud569\uc0b0 \uc18c\ub4dd 2.5\uc5b5 \uc6d0\uc73c\ub85c \uc644\ud654\ud558\uaca0\ub2e4\ub294 \uacc4\ud68d\uc774 \uc788\uc5c8\uc73c\ub098, \ucd5c\uadfc \uac00\uacc4\ubd80\ucc44 \uad00\ub9ac \uac15\ud654 \uae30\uc870\ub85c \uc778\ud574 \ud574\ub2f9 \uacc4\ud68d\uc774 \ucca0\ud68c\ub418\uac70\ub098 \ubcf4\ub958\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \uae30\uc900\uc73c\ub85c\ub294 \ub9de\ubc8c\uc774 2.0\uc5b5 \uc6d0 \ub4f1\uc758 \ubcc4\ub3c4 \uae30\uc900\uc774 \uc801\uc6a9\ub418\uac70\ub098 \uae30\uc874 \uc694\uac74\uc774 \uc720\uc9c0\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c \uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08\uc758 \ucd5c\uc2e0 \uacf5\uace0\ub97c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q3. \uc9c0\uae08 \ube44\uc544\ud30c\ud2b8(\ube4c\ub77c)\ub97c \uc0ac\ub3c4 \uccad\uc57d \ub54c \ubb34\uc8fc\ud0dd\uc73c\ub85c \uc778\uc815\ubc1b\ub098\uc694?<\/h3>\n\n\n\n<p>A3. \ub124, 8.8 \ub300\ucc45\uc5d0 \ub530\ub77c \uc804\uc6a9\uba74\uc801 85\u33a1 \uc774\ud558, \uc218\ub3c4\uad8c \uacf5\uc2dc\uac00\uaca9 5\uc5b5 \uc6d0(\uc9c0\ubc29 3\uc5b5 \uc6d0) \uc774\ud558\uc758 \ube44\uc544\ud30c\ud2b8\ub97c \uad6c\uc785\ud558\uba74 \uccad\uc57d \uc2dc \ubb34\uc8fc\ud0dd\uc790\ub85c \uc778\uc815\ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ubc94\uc704\uac00 \ud655\ub300\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">[\ubd80\ub3d9\uc0b0 \uc815\ucc45] \ub300\ucd9c \uc2e0\uccad \uc804 \ubc18\ub4dc\uc2dc \ud655\uc778\ud560 \uc0ac\ud56d<\/h2>\n\n\n\n<p>\ucd5c\uadfc \uc815\ucc45 \ubcc0\ud654\uac00 \uc7a6\uc73c\ubbc0\ub85c \ub300\ucd9c \uc2e0\uccad \uc9c1\uc804\uc5d0 \ub2e4\uc74c \ud56d\ubaa9\ub4e4\uc744 &#8216;\uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08&#8217; \ub610\ub294 &#8216;\uae08\uc735\uc704\uc6d0\ud68c&#8217; \uacf5\uc2dd \ucc44\ub110\uc744 \ud1b5\ud574 \uac80\uc99d\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ud604\uc7ac \uc801\uc6a9\ub418\ub294 \uc2a4\ud2b8\ub808\uc2a4 \uae08\ub9ac:<\/strong> \uc218\ub3c4\uad8c\/\ube44\uc218\ub3c4\uad8c \uad6c\ubd84 \ubc0f \uc790\uc2e0\uc758 \ub300\ucd9c \uc0c1\ud488(\uace0\uc815\/\ubcc0\ub3d9)\uc5d0 \ub530\ub978 \uc815\ud655\ud55c \uac00\uc0b0 \uae08\ub9ac \ud655\uc778.<\/li>\n\n\n\n<li><strong>\uc815\ucc45 \ub300\ucd9c \ud55c\ub3c4 \ubc0f \uc18c\ub4dd \uc694\uac74:<\/strong> \ub514\ub524\ub3cc, \ubc84\ud300\ubaa9, \uc2e0\uc0dd\uc544 \ud2b9\ub840\ub300\ucd9c\uc758 \ud604\uc7ac \uc720\ud6a8\ud55c \ub300\ucd9c \ud55c\ub3c4(4\uc5b5 \uc6d0 \uc5ec\ubd80 \ub4f1)\uc640 \uc18c\ub4dd \ucee4\ud2b8\ub77c\uc778 \ud655\uc778.<\/li>\n\n\n\n<li><strong>\ube44\uc544\ud30c\ud2b8 \uc138\uc81c \ud61c\ud0dd \uc77c\ubab0 \uc5ec\ubd80:<\/strong> \ucde8\ub4dd\uc138 \uc8fc\ud0dd \uc218 \uc81c\uc678 \ud2b9\ub840\uac00 \ud604\uc7ac \uc2dc\uc810\uc5d0\uc11c \uc720\ud6a8\ud55c\uc9c0(\uc77c\ubab0 \uae30\ud55c \uc5f0\uc7a5 \uc5ec\ubd80) \ud655\uc778.<\/li>\n\n\n\n<li><strong>DSR \uc0b0\uc815 \uc2dc \ud3ec\ud568\ub418\ub294 \ubd80\ucc44 \ubc94\uc704:<\/strong> \uc2e0\uc6a9\ub300\ucd9c \ub4f1 \uae30\ud0c0 \ubd80\ucc44\uac00 DSR \ud55c\ub3c4\ub97c \uc5bc\ub9c8\ub098 \uc7a0\uc2dd\ud558\uace0 \uc788\ub294\uc9c0 \uc0ac\uc804 \uacc4\uc0b0.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\uacb0\ub860: \ud329\ud2b8\uc5d0 \uae30\ubc18\ud55c \ubcf4\uc218\uc801\uc778 \uc790\uae08 \uacc4\ud68d \ud544\uc694<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"558\" src=\"https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-4-\ud06c\uac8c-1024x558.jpeg\" alt=\"\" class=\"wp-image-146\" srcset=\"https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-4-\ud06c\uac8c-1024x558.jpeg 1024w, https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-4-\ud06c\uac8c-300x164.jpeg 300w, https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-4-\ud06c\uac8c-768x419.jpeg 768w, https:\/\/welfarelab.co.kr\/wp-content\/uploads\/2026\/01\/Gemini_Generated_Image_xwthkmxwthkmxwth-4-\ud06c\uac8c.jpeg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\ud604\uc7ac \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc740 &#8216;\uacf5\uae09 \ud655\ub300&#8217;\ub77c\ub294 \uc7a5\uae30\uc801\uc778 \uc2e0\ud638\uc640 &#8216;\ub300\ucd9c \uaddc\uc81c \uac15\ud654&#8217;\ub77c\ub294 \ub2e8\uae30\uc801\uc778 \uc81c\ub3d9 \uc7a5\uce58\uac00 \ub9de\ubb3c\ub824 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc218\ub3c4\uad8c \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc5d0 \uc801\uc6a9\ub418\ub294 1.2%p\uc758 \uc2a4\ud2b8\ub808\uc2a4 \uae08\ub9ac\ub294 \uc2e4\uc81c \ub300\ucd9c \uac00\ub2a5 \uae08\uc561\uc744 \uccb4\uac10\ud560 \uc218 \uc787\uc744 \uc815\ub3c4\ub85c \ub0ae\ucd94\ub294 \uac15\ub825\ud55c \ubcc0\uc218\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub530\ub77c\uc11c \ub0b4 \uc9d1 \ub9c8\ub828\uc744 \uacc4\ud68d \uc911\uc774\ub77c\uba74 \ub9c9\uc5f0\ud55c \uae30\uc0ac \ub0b4\uc6a9\ubcf4\ub2e4\ub294 \ubcf8\uc778\uc758 DSR \uc218\uce58\ub97c \uc815\ub7c9\uc801\uc73c\ub85c \uacc4\uc0b0\ud558\uace0, \ucd95\uc18c\ub41c \uc815\ucc45 \ub300\ucd9c \ud55c\ub3c4\uc5d0 \ub9de\ucdb0 \ubcf4\uc218\uc801\uc73c\ub85c \uc790\uae08 \uacc4\ud68d\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ucd5c\uc885 \uacc4\uc57d \uc804\uc5d0\ub294 \ubc18\ub4dc\uc2dc \uac70\ub798 \uc740\ud589\uacfc \uc8fc\ud0dd\ub3c4\uc2dc\ubcf4\uc99d\uacf5\uc0ac(HUG) \ub4f1\uc758 \uacf5\uc2dd \ubc1c\ud45c\ub97c \ud1b5\ud574 \ud655\uc815\ub41c \uc870\uac74\uc744 \uc7ac\ud655\uc778\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubd80\ub3d9\uc0b0 #\ubd80\ub3d9\uc0b0\uc815\ucc45 #\ubd80\ub3d9\uc0b0\uc2dc\uc7a5 #2025\ubd80\ub3d9\uc0b0 #2026\ubd80\ub3d9\uc0b0 #\uc2a4\ud2b8\ub808\uc2a4DSR #DSR2\ub2e8\uacc4 #\ub300\ucd9c\uaddc\uc81c #\uac00\uacc4\ubd80\ucc44 #\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c #\uc8fc\ub2f4\ub300 #\uc2e0\uc6a9\ub300\ucd9c #\ub300\ucd9c\ud55c\ub3c4 #\uae08\ub9ac\uc778\uc0c1 #\uc2a4\ud2b8\ub808\uc2a4\uae08\ub9ac #\uc2e0\uc0dd\uc544\ud2b9\ub840\ub300\ucd9c #\uc2e0\uc0dd\uc544\ud2b9\ub840 #\ub514\ub524\ub3cc\ub300\ucd9c #\ubc84\ud300\ubaa9\ub300\ucd9c #\uc815\ucc45\ubaa8\uae30\uc9c0 #\uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08 #\ub0b4\uc9d1\ub9c8\ub828 #\uc2e0\ud63c\ubd80\ubd80\ub300\ucd9c #88\ubd80\ub3d9\uc0b0\ub300\ucc45 #\uc8fc\ud0dd\uacf5\uae09 #\uadf8\ub9b0\ubca8\ud2b8\ud574\uc81c #\ube44\uc544\ud30c\ud2b8 #\ube4c\ub77c\ub9e4\ub9e4 #\uc624\ud53c\uc2a4\ud154 #\uc18c\ud615\uc8fc\ud0dd #\uc8fc\ud0dd\uc218\uc81c\uc678 #\uc138\uc81c\ud61c\ud0dd #\ucde8\ub4dd\uc138\uac10\uba74 #\ubd80\ub3d9\uc0b0\uc138\uae08 #\uc7ac\ud14c\ud06c #\uacbd\uc81c\uc0c1\uc2dd #\ubd80\ub3d9\uc0b0\uacf5\ubd80 #\ubd80\ub9b0\uc774 #\uc601\ub04c #\uccad\uc57d #\ubb34\uc8fc\ud0dd\uc790 #1\uc8fc\ud0dd\uc790 #\uac08\uc544\ud0c0\uae30 #\ubd80\ub3d9\uc0b0\ub274\uc2a4 #\uce74\ub4dc\ub274\uc2a4 #\uacbd\uc81c\ub274\uc2a4<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc740 \ub04a\uc784\uc5c6\uc774 \ubcc0\ud654\ud558\uba70, \uc815\ubd80\uc758 \uaddc\uc81c\uc640 \ub300\ucd9c \uc815\ucc45 \ub610\ud55c \uc720\ub3d9\uc801\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654 \uc18d\uc5d0\uc11c \ub0b4 \uc9d1 \ub9c8\ub828\uc774\ub77c\ub294 \uafc8\uc744 \uc774\ub8e8\uae30 \uc704\ud574\uc11c\ub294 \uc815\ud655\ud55c \uc815\ubcf4\uc640 \uc804\ub7b5\uc801\uc778 \uc811\uadfc\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \ud604\uc7ac \ubd80\ub3d9\uc0b0 \uaddc\uc81c\uc758 \uc8fc\uc694 \ub0b4\uc6a9\uacfc \ubd80\ub3d9\uc0b0 \ub300\ucd9c\uc758 \ud575\uc2ec \uc0ac\ud56d\ub4e4\uc744 \uba85\ud655\ud558\uac8c \uc9da\uc5b4\ub4dc\ub9ac\uba70, \uc5ec\ub7ec\ubd84\uc758 \uc131\uacf5\uc801\uc778 \ub0b4 \uc9d1 \ub9c8\ub828\uc744 \uc704\ud55c \uc2e4\uc9c8\uc801\uc778 \ub3c4\uc6c0\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":142,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[49],"tags":[50,53,54,57,52,51,56],"class_list":["post-137","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-49","tag-50","tag-53","tag-54","tag-dsr2","tag-52","tag-51","tag-dsr-2"],"_links":{"self":[{"href":"https:\/\/welfarelab.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/137","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/welfarelab.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/welfarelab.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/welfarelab.co.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/welfarelab.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=137"}],"version-history":[{"count":3,"href":"https:\/\/welfarelab.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/137\/revisions"}],"predecessor-version":[{"id":147,"href":"https:\/\/welfarelab.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/137\/revisions\/147"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/welfarelab.co.kr\/index.php?rest_route=\/wp\/v2\/media\/142"}],"wp:attachment":[{"href":"https:\/\/welfarelab.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=137"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/welfarelab.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=137"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/welfarelab.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=137"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}